Attention homeowners in Brooksville and Hernando County: Need an appraisal?
See the top seven reasons Florida homeowners call on Appraise It Florida:
We at Appraise It Florida understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenging a property tax assessmentLet's say you live in a region that is declining -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Appraise It Florida is your best weapon when contesting your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you delete unneeded PMI insurance.
HELOC recently frozen?If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Appraise It Florida can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Appraise It Florida offers field reviews where we go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.